From 401k to Financial Freedom

Newsletter for people who want to retire in the next 5 years. Understand your taxes and retirement choices so you can make decisions with confidence.
By:  Nate Lewis CFP® EA

Featured

Jan 11, 2026

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3 min read

The 5 Years That Decide Whether Retirement Works

Work hard. Contribute. Don’t touch it. Everything else will sort itself out. I wish that were true.

Nate Lewis CFP® EA

May 31, 2026

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2 min read

Your portfolio has two careers. Is it trained for both?

Turn “I hope we’re okay” into a plan you can explain.

Nate Lewis CFP® EA

May 24, 2026

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1 min read

The Roth Conversion Question Almost Everyone Is Asking Wrong

A simple flowchart to help you decide whether a Roth conversion could lower your lifetime taxes... or quietly increase them.

Nate Lewis CFP® EA

Articles

Jul 19, 2026

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2 min read

What Parents & Grandparents Should Actually Know

Separating the headlines from the facts.

Nate Lewis CFP® EA

Jul 12, 2026

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3 min read

Can the economy be strong and weak at the same time?

Why the Economy Feels So Confusing Right Now

Nate Lewis CFP® EA

Jul 5, 2026

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2 min read

When is the Worst Time to Retire?

Why the first few years of retirement can matter more than the next twenty.

Nate Lewis CFP® EA

Jun 28, 2026

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2 min read

Retirement Isn't One Decision. It's Hundreds of Small Ones.

.....and missing just a few can be expensive.

Nate Lewis CFP® EA

Jun 21, 2026

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3 min read

Before You Buy the Next Big IPO, Read This

Five questions that can help separate opportunity from excitement.

Nate Lewis CFP® EA

Jun 14, 2026

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3 min read

Before Summer Gets Busy, Ask Yourself These 5 Financial Questions

Half the Year Is Gone. How's Your Financial Plan Doing? Do you even have one?

Nate Lewis CFP® EA

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